The Social Security Administration is in charge of administering federal aid programs. You’re probably familiar with the acronyms SSI and SSDI (Supplemental Security Income and Social Security Disability Insurance, respectively). We know very well how to apply for them and what each one is for, but do we know the reasons why this benefit can be withdrawn?
What is SSDI?
This benefit was created to help people who suffer from some type of illness or disability, whether temporary (at least one year) or permanent. This payment has a peculiarity and that is that it can only be accessed if you have been a taxpayer, that is, if you have paid taxes and have completed several years of working life before having suffered this disability that prevents you from returning to your working life.
This payment benefits 8.7 million people who have been unable to continue their work activities due to any type of illness or disability. A very large number of beneficiaries if we think about it, but not all of them know when their benefits could be withdrawn.
What are the reasons why you can lose your SSDI benefit?
There are certain conditions that could change or modify your payments:
- If you earn too much money. That’s right, SSDI allows you to work for a trial period of 9 months maximum without losing your benefits, but, if after that period your income reaches or exceeds $1,550 per month, the agency will consider that it is enough to support you without help from the program and will terminate the payments.
- Being in jail for more than 30 days will also mean that your SSDI payment is withdrawn, and you will have to request it once you regain your freedom again.
- The last condition under which you could lose your SSDI benefits is for not reporting changes in your personal or work data to the SSA, in which case your payments would be suspended immediately.
How can I avoid having my SSDI taken away?
Here are some recommendations: the first is that if something changes in your work or financial situation, you should immediately inform the SSA of these changes so that there is no misunderstanding with the Administration. The next is that you should check your income limits after the trial period so that the SSA does not consider that you no longer need this help. And finally, pay attention to when your payments arrive because the SSA has confirmed that they are being overwhelmed by the large number of applications they have to handle (so, maybe they have not cancelled it, your payment has simply been delayed).
This payment, which is so important for millions of users across the country, can also cause you a headache if you do not comply with the conditions required by the SSA. So, comply with the rules and you will have no problem receiving your payments on the first of each month.