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How to get your Social Security Number (SSN): step-by-step guide

Everything you need to know about the Social Security Number (SSN) in the United States

by Unión Rayo EN
December 12, 2024
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If you’re thinking about looking for a job or opening a bank account but you don’t know what paperwork you need to do, we’ll give you a spoiler: the first thing you need is a Social Security Number (NSS). This identifier will be key for all the paperwork (both legal and financial) that you need in your adult life.

We’re going to tell you who can apply for it and how to do it, and above all, most importantly, why it’s something fundamental in your daily life.

What is the Social Security Number?

This number, which we will call the SSN, is a 9-digit identifier unique to each resident of the United States. This number, which is managed by the Social Security Administration (SSA), will be necessary to access any government benefit and to carry out legal and financial procedures in the country.

Can I apply for my Social Security number online?

Of course I can, but you will have to keep in mind that the online process will only be valid for those people who reside in the country or speak English. In addition, even if you make the application online, you will have to go to a Social Security office to show the corresponding documentation.

We will explain how the online process works step by step

  1. Access the official SSA website and click on the button that says “get start” to begin your process
  2. Now, you will have to fill out the form with the personal information requested
  3. You will have to choose an appointment at the Social Security office closest to your home to verify your identity and present the requested documents.

Once you complete these three steps, the office will approve your application and you will receive your card within 14 business days.

Who can apply for the Social Security Number?

Starting with any US citizen (born or naturalized in the country) can obtain this number, on the other hand, if you are not a US citizen but have valid reasons to request it, you can also obtain it. Valid reasons range from work contracts, foreign students or people who need the SSN for a legal purpose (such as receiving some type of specific benefit).

However, if you have any questions about your personal case, visit the official SSA website to find the specifications of the requirements.

What can we use the NSS for?

While it is true that you will need the NSS for any legal activity, the following stand out:

  1. obtaining a passport
  2. claiming government benefits
  3. opening a bank account
  4. signing a new job contract
  5. filing taxes
  6. applying for a loan

How much does it cost to process the Social Security Number?

The processing of this number is completely free, although there are some private companies that charge fees for management expenses. The SSA confirms that these do not have any extra benefits and that, anyway, you will need to present your documents at an SSA office, so save that money and don’t be fooled.

Is there a deadline for it to stop being free?

Not at all, you can do this procedure when it is necessary for you. It is true that it is advisable to do it as soon as possible if you consider it necessary to avoid delays in some procedures that do require haste (such as, for example, filing taxes). However, remember that this process is free.

So, now that you know what this number is for, don’t delay in opening the SSA portal and submitting your application to obtain it. And remember, it is free! Do not let anyone charge you fees for it.

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